In 2018, we published 44 new articles on this blog. 14 of these were published between 28 March and 27 April. This month-long burst of activity was helped by the kind folks at 5000bc who kept me accountable via a Taking Action Post in that forum. I didn’t quite achieve my aim to write 20 articles in 30 days (not all of them for this website) but I came close. In this article, we’ll look at the 10 Moray Claims posts from 2018 which have attracted the most traffic, according to Google Analytics. The ones which didn’t make it included one about how not to market personal injury claims services and one about how the Scottish Government plans to legislate to reduce the average cost of personal injury claim services for no win-no fee claimants. In reverse order… 10. When you should get help from an Advocate with your personal injury claim When you should get help from an Advocate was the first blog of 2018, explaining the role that Scottish barristers (known here as Continue Reading
Can insurers change their mind about settling your claim (if liability is admitted)?
Some say The Blue Nile are the greatest ever Scottish band. Though they only ever released 4 albums - between 1984 and 2004 - they maintained a consistently high standard throughout. Their music has a spare, cinematic quality which blends perfectly with Paul Buchanan’s soulful and world-weary voice. The Blue Nile’s 1989 release, Hats, has topped some polls to find the best Scottish album of all time. I listened to that album a lot when it came out - I was a student then - and I still listen to it often even now. The fact is, they almost never got a recording contract at all and took an unusual route to achieve that end. Around 1983, a top-of-the-range Glasgow-based hi-fi company called Linn Products found that their equipment’s sales prospects were boosted if they used music from the band’s demo tape when demonstrating Linn’s music systems to potential customers. When Linn discovered The Blue Nile were unsigned, they decided they would sort them with a record deal by Continue Reading
Slipping accident on retail premises: a case study
Ms S visited a fast food restaurant in Elgin at the end of a night out. She needed to use the customer toilets. She went through the door from the restaurant into the ceramic-tiled corridor which led to the toilets. Though she did not notice the fact until after she had fallen, the floor was wet. This caused her to slip. As a result of her fall, she suffered an injury to her back. A "wet floor" sign was put out in the corridor, immediately following her accident. She reported her accident to a member of staff at the time but it was not until the next day that she realised the severity of the injury. She had the presence of mind to write a letter to the manager of the fast food restaurant informing him of the fact and details of her accident. Grigor & Young made a compensation claim on Ms S’s behalf, in this case. At all times, liability was denied. The fast food restaurant did not accept that, in fact, the floor had been wet at the time. They did not accept Continue Reading
Why employers face greater risk from injury claims due to employee negligence
Who you claim compensation from via a personal injury claim is not always as obvious as it may appear. In a road traffic accident, it’s the negligent driver who injured you that’s first in line. But it’s usually their motor insurer who pays the compensation. And it’s that insurer you will sue if you have to raise a court action to ensure your claim succeeds and you secure a reasonable level of compensation. If the driver was at work at the time of the accident, you might also have a claim against the driver’s employers under the law of vicarious liability. What do we mean by vicarious liability? “Vicarious” experience is where you live your life through the experience of another person, as a housebound parent might experience the wider world through their student child reporting back on travels during a gap year. Or a precocious child, such as Calvin from Calvin and Hobbes, might claim that his Dad is trying to live Calvin's life vicariously because Calvin's Dad's life is Continue Reading