What Will It Cost To Make A Personal Injury Claim?
If you are involved in an accident, whether a road or work accident or some other type of accident, is an upsetting experience.
This is only made worse where you are injured.
You may find that your injuries mean you are not fit enough to work for a period of time which, in itself, can lead to financial problems.
In addition, you may need treatment to help you recover from your injuries, also leaving you out of pocket.
These days, though most people are aware that making a compensation claim for injuries is a possibility, for many, the potential costs are a worry and just another problem to add to your pain from your injuries and your uncertain financial position.
Fortunately, there are a number of different ways you can make a personal injury claim, without having to pay anything to us, as your solicitors, up front – or even at any stage.
Our aim in every case is to provide you with a service which costs you nothing whether your claim succeeds or fails. In other words, where your claim is successful, our aim is that you should receive your compensation in its entirety, without any deductions. To find out how a “free of charge” service is actually possible, read our article “How Does Your Personal Injury Solicitor Make Money If They Do Not Charge You Anything?”
It is worth investigating these potential personal injury claim costs, before deciding whether to make a claim.
Your options through Moray Claims at Grigor & Young
- No win – no fee
- Legal Aid
- Legal Expenses Insurance
1. No win – no fee
This is also known as making a claim on a “speculative” basis.
You will probably be familiar with this from the numerous advertisements on daytime television and local radio.
The first thing to note is is that if you win your claim most of your legal fees will be paid for by opponent (or their insurers). In some cases, all of your legal fees will be paid.
The opponent will also pay your compensation and any expenses you have incurred as a result of your injuries.
If you lose your claim, you would usually be responsible for the legal costs of the winning party.
However, where your claim is handled on a speculative basis, these costs will be met by means of an additional insurance policy known as an After The Event (ATE) insurance policy.
If your claim is unsuccessful, your solicitor will not ask for any payment for their work on your claim either which means you are completely protected when making a personal injury claim.
See many more articles on our website about Legal Expense Insurance,, which explain about the operation of ATE insurance (and its relative, BTE – Before the Event – insurance, for which, see more below).
2. Legal aid
This is still available for personal injury claims in Scotland, depending on your means.
We are happy to take on claims for personal injury compensation under legal aid.
There are numerous articles on this website about aspects of civil legal aid and personal injury claims.
3. Legal expenses insurance
If you hold some form of insurance – for example, household (buildings or contents), medical, holiday, car – many such policies have Legal Expenses Insurance (LEI) as an add-on
Quite often, you will not even be aware that you have this sort of cover. It is also known as “Before the Event” Insurance.
Similar cover can also sometimes be available through bank accounts, credit cards and bank / organisation memberships.
How we can help you
It is important to speak to a specialist solicitor if you have been injured in an accident to find out if you can make a claim for compensation.
Contact us on 01343 544077 or send us an online enquiry, if you have any question at all about a possible personal injury claim.
All initial discussions are free of charge and without obligation on your part.
We are always keen to help in whatever way we can.
