Here’s a question sent in to us via this website. Regarding your article 'How Nervous Shock Claims depend on whether you are a Primary or Secondary Victim' posted on 9th Dec 2016, I'm curious to know whether the mother of an adopted daughter can be regarded as a secondary victim? That article explained how Nervous Shock is not a medical term but instead one used by lawyers to describe a range of psychiatric conditions that can follow from an accident. Primary victims are people who are injured by being directly involved in the accident circumstances. Secondary victims are people who witnessed what happened to those directly involved in the accident but were not themselves “part of the action”. Claimants in the category of secondary victim suffer psychiatric injury because of fear for the safety of another. In general terms, it’s much easier to succeed with a Nervous Shock claim if you are a primary victim than if you are a secondary victim. For fear that an avalanche of Continue Reading
Moray Claims becomes a trading name of Grigor & Young LLP
In the time since Moray Claims started up - in 2012 - it has been a trading name of Grigor & Young, Solicitors and Estate Agents. During that period, we have been able to help a lot of people in Moray and beyond to claim fair and full compensation for personal injury. In the recent past, we have moved past the 200 mark in terms of number of articles on our blog. Accordingly, there is a lot of information about personal injury claims in Scotland on the website - a resource you can search using the Search Form in the right-hand sidebar of each page (or, if you are using a mobile device, by scrolling further down this page). We have also produced some audio content in starting our Moray Claims podcast. The initial episodes reflect the written content on the site which has proven to be most popular. This is another area of knowledge distribution we hope to continue and expand. From 01 April 2018, Grigor & Young becomes a limited liability partnership. From that date, its Continue Reading
What are your rights following a road traffic accident that was not your fault?
The Competition & Markets Authority (CMA) is a UK government department, responsible for strengthening business competition and preventing and reducing anti-competitive activities. In September 2014, it produced a report following an investigation into the private motor insurance market. One of the things they considered was the possibility of providing improved information to consumers on their rights following an accident. They noted that there appeared to be market-wide support for such a measure. CMA found a poor level of awareness among consumers about their basic rights following a road traffic accident that was not the consumer's fault. The report summarises the legal and factual background to its remit. It explains how the law requires motorists to hold a valid insurance policy to cover “third party” risks. In other words, insure against the risk they will injure another person or their property through their driving and have to pay compensation for those Continue Reading
How do you know if your vehicle is repairable or a write-off after an accident?
If your vehicle is damaged in an accident, how your loss is measured will depend on whether it is regarded as economically repairable or not. In this process, it is the market value of the vehicle at the time of the accident which matters as the economic benchmark. The amount it’s insured for does not matter. Neither does the likely replacement cost. The seriousness of accident damage is ranked by insurance assessors using various categories. Prior to 01 October 2017, the four categories were A to D, with A being most seriously damaged and D least severe. In the name of “progress”, this logical system has now been replaced by something less intuitive. The categories are now A, B, S and N. Categories A and B are unchanged from before. Category A vehicles are so badly damaged that they must be scrapped and crushed. No salvage of parts for re-use is allowed. Under Category B, vehicles are again extensively damaged, though some parts may be salvageable. The vehicle must be Continue Reading