After the Event Insurance is needed to protect you in case you lose your no win-no fee claim After the Event (ATE) insurance is where you take out an insurance policy after a legal problem or dispute has arisen in order to protect you against the risk of having to pay the other side’s legal costs if you lose. Why is this type of insurance important for “no win-no fee” personal injury claims? The difference between winning and losing your claim We have seen how your solicitor will get paid for their work for you on a no win–no fee arrangement if they are successful in getting personal injury compensation for you. It’s one thing to look at a winning scenario but it’s also important to be alive to the possibility that your claim might not succeed. What then? No win–no fee means you won’t have to pay anything to your solicitor for their work, if you lose. However, you could be at risk of having to pay other costs if things don’t work out in your favour. Under no win–no fee, failure Continue Reading
2 Ways Exaggeration of Injuries Can Damage Your Personal Injury Claim
Exaggerating your symptoms from injuries can damage your chances of claiming compensation Serious injuries can lead to permanent restrictions in things like your ability to work, to care for yourself and others close to you, or enjoy your hobbies. If that is what you claim following an accident, you need to realise it’s likely that all aspects of your life will end up under the microscope. Exaggeration of injuries can damage your personal injury claim. How will you be found out? Your life: nothing hidden You will be shadowed and put under video surveillance. Private investigators will stake out your home. You could be filmed in your garden, getting into and out of your car or doing the shopping. A prime time for observation is when you have to go and see any medical expert appointed by the insurers: they know exactly where you will be and at what times on that particular day. Surveillance cameras may be hand held, mounted in vehicles or in holdalls carried by Continue Reading
Seagull Attacks and Personal Injury Claims
Seagull attacks on humans are most likely in Scotland in the period May to July each year Injuries caused by dogs and other animals can give rise to successful personal injury claims. But what about an injury caused by a seagull? This is what a judge in the Court of Session had to consider in Cathie Kelly’s claim against the owners of the building – an old Victorian school - in Greenock, where she worked. Swooping seagull As she was going out of Ladyburn Business Centre (“LBC”) to get her lunch, an adult seagull dived at Mrs Kelly with outstretched wings. The bird did not injure her directly; instead, she hurt herself in her effort to get out of its way, as she stumbled and fell. She claimed that the building owners failed to take reasonable care for her safety. Her claim was based on occupiers’ liability and – because she was at work at the time – health and safety regulations. Seagulls protecting their young In Scotland, and certainly in Moray, you don’t even have to live at Continue Reading
Grigor & Young Elgin Office Becomes an APIL Accredited Practice
The Elgin office of Grigor & Young, Solicitors, has been granted corporate accreditation by APIL The Association of Personal Injury Lawyers (APIL), a national not-for-profit organisation which campaigns on behalf of injury victims, has awarded Grigor & Young’s Elgin office corporate accreditation with effect from May 2014. This mark of excellence highlights the firm’s commitment to the highest standards of client care, quality assurance and ongoing staff training. It follows the recent individual accreditation of Associate solicitor, Marie Morrison, as a Senior Litigator – a development which means that the firm’s Elgin office has two Personal Injury accredited specialists. Peter Brash of Grigor & Young said: "Marie and I have been members of APIL for many years and have benefited from the in-depth specialist training they provide. I live in Lossiemouth and Marie lives in Macduff." "We hope this latest APIL accreditation will convince the people of Continue Reading