In the bustling life of Scotland, commuting is a daily ritual for many of us. Even more so, for those who live rurally. Most of us will commute by car and, while many are familiar with car insurance to allow us to do so, many are not so familiar with "commuting" insurance. In this blog post, we’ll delve into what commuting insurance is, why it is important, and what are the consequences if you don’t have it. What is commuting insurance? Commuting insurance is a type of coverage designed to protect individuals during their daily travel to and from their workplace. This type of insurance coverage is usually combined within an existing car insurance policy rather than a separate policy. Its purpose is to specifically cover the risks associated with your commute, such as accidents or damage to your car. Why it is commuting insurance important? Statistics show that a significant number of accidents occur during peak commuting hours. With more vehicles on the Continue Reading
General Insurance
Below you can find our articles dealing with General Insurance issues.
Ways to make sure that insurance will cover payment of your personal injury claim compensation
One of the first things a personal injury solicitor will consider, if you have a potential claim, is how you are going to get paid. (Yes, they’ll also think about how they might get paid for any work they do, but the first consideration has to be how easily you will recover compensation). It’s partly about whether you’re likely to be entitled to compensation - can you prove breach of duty or negligence? Fundamentally, though, it’s about ensuring as far as possible that, assuming your claim does succeed, someone will be there to pick up the tab – to pay you the compensation. Ideally, you want to know that there is insurance cover and that an insurance company will pay out on your claim. In this article, we will look at three aspects of insurance in relation to personal injury claims. Firstly, when can it happen that there is no insurance? Second, in which situations ought there to be insurance to cover personal injury compensation? And, finally, what steps does the law take to Continue Reading
Why Insurance Is Crucial In Personal Injury Claims
On one level, the idea behind personal injury law is simple. You have suffered an injury as the result of the wrongful or negligent conduct of someone else. You seek financial compensation from them. The intention of the law is that the money you claim should somehow put you back in the position you would have been in if you had not been injured. But financial compensation is not like for like. It rarely, if ever, achieves the goal of making up for the injury losses you have suffered. This problem is most acute where the injuries are very serious. Money for the loss of a limb is never going to be a magic wand that reverses the effects of the injuries. With minor injuries, which could be described more as an inconvenience and where a full recovery is more likely, monetary compensation works better as a remedy but still imperfectly. “That personal injury claim was a nice wee earner and I’d happily have another one next week” – said no genuinely-injured person ever. Most personal Continue Reading