Personal Injury Claims True or False Quiz

Here are 12 questions about personal injury claims in Scotland.

There are some local, Moray elements thrown in too.

This covers things like:

• Valuation of claims
• Common types of claim, and
• Time limits

At the end, we’ll tell you your score and the answers.

Should have any questions at all, please get in touch with us. All enquiries are free of charge and without obligation. See the article HERE, if you want to understand more about what will actually happen if you get in touch with us about making a personal injury compensation claim in Moray.

Much of the world’s modern law of negligence is founded upon a Scottish case about a snail in a bottle of ginger beer.

• True
• False

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The valuation of claims for pain and suffering from personal injury are based on a publication called the Judicial College Guidelines.

• True
• False

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The highest individual injury award is for tetraplegia (also known as quadriplegia) and justifying an award in the region of £700,000.

• True
• False

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The lowest value of claim for the personal injury element – injuries where there is a complete recovery within seven days – justifies an award from ‘a few hundred pounds to £590’.

• True
• False

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Until quite recently, in cases where there was a cosmetic disfigurement to the face due to injury, the courts drew a distinction between awards of compensation to males and females, with women getting significantly higher awards. In theory, that distinction has now been abolished.

• True
• False

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For ‘very severe scarring’ in relatively young claimants (typically teens to early thirties) where the cosmetic effect is very disfiguring and the psychological reaction severe an injury valuation of up to about £83,000 is possible in terms of the guidelines.

• True
• False

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Generally, you have three years from the date of any accident before any personal injury claim time bars and becomes a lost cause. But it is never too early to get advice because it can be less than that in some situations.

• True
• False

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If you contact a helpline or claims company after an accident in Moray, you will probably not be referred to a local Moray solicitor. But if your personal injury claim ends up having to go to court in Elgin, you will be better off with a local solicitor, so speak to a local solicitor first.

• True
• False

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If you were injured as a result of a road traffic accident but you weren’t wearing your seatbelt, the seatbelt issue on its own will not prevent you having a claim for personal injury. You will probably be able to claim successfully, perhaps with some contributory negligence against you.

• True
• False

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Having a successful claim should mean keeping all your compensation in most cases but that’s not always the case, so you could win and still ‘lose’. You need to check any agreement you make to find out whether you will keep 100% of your compensation if your claim is successful.

• True
• False

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If you were injured as a result of a road accident and a relative or friend was to blame, you still have the possibility of claiming because you will be covered by their vehicle insurance for any compensation claim you need to make.

• True
• False

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If you find that the third party insurers want you to settle directly with them, without getting independent legal advice, bear in mind that research has shown that accident victims should turn down an insurer’s initial offer and take legal advice from a solicitor get on average 2 to 3 times more compensation.

• True
• False

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BONUS QUESTION: (Though it is not strictly about personal injury but it is about a possible claim). If an unmarried cohabitee dies without a will, the surviving partner has one year to raise a court action for financial provision out of the estate of the deceased. This period cannot be extended.

• True
• False

Finish Quiz