It's compulsory to have insurance to cover the risk that a third party will suffer loss because of your driving That’s the case whether the “injury” is to property or a person. As at 2016, however, figures published by Churchill Insurance suggested that, across the UK, there were estimated to be over a million uninsured motorists. In the worst urban hotspots (e.g. parts of London), you have as much as a one in eight chance that any motorist involved in an accident with you will be uninsured. What are important things to know if you are involved in an accident with an uninsured (or untraced) driver? The Government set up the Motor Insurers’ Bureau (MIB) in 1946. It is a limited company and it aims to help those who have suffered loss due to the actions of an uninsured or untraceable driver. The underlying principle is that no person should be left uncompensated because a driver who causes an accident is uninsured. Since the 1970s, the MIB has been an important means by Continue Reading
Below, you will find a list of those articles on our Blog which include reference to the Criminal Injuries Compensation Authority and how it might be relevant in a situation where you are considering claiming compensation for personal injury.
Claims for Compensation after Assault
Most of our articles dealing with claims for personal injury cover injuries which have been caused as the result of someone’s negligence. In other words, the injuries were not caused intentionally. But what about situations where you have been injured because someone deliberately assaulted you? As a victim of crime you may be able to claim compensation. So what mechanisms exist to deal with claims for compensation after assault? Criminal Injuries Compensation Scheme The Criminal Injuries Compensation Authority (CICA) is a Government body set up to deal with these claims. Elgibility rules and exclusions There are strict rules on eligibility and certain factors can exclude you from making a CICA claim. However, you may be entitled to make a CICA claim if you have been a victim of violent crime or if you were injured while trying to prevent a crime or stop a criminal or while assisting a police officer. Being resident in the UK can be important as there are some Continue Reading