If you do any amount of cycling, you will probably have had a near miss or two. Cyclists are vulnerable road users and the risk is always there of an accident or collision with a car, lorry or even another cyclist. Moray has a few designated cycle paths, notably the tracks between Elgin and RAF Lossiemouth and between Forres and Findhorn. However, on numerous minor roads in Moray, the national speed limit is combined with narrow carriageways and restricted visibility. Add to this the ever-increasing volume of traffic on our roads and you can see why an increasing number of cyclists are falling victim to injury as the result of a bicycle accident in Moray. If you are a cyclist unlucky enough to be injured in an accident, you may choose to make a personal injury claim so you can receive compensation for your injuries and other losses. It is likely that your bike will be damaged, possibly beyond economic repair, and you will want any compensation to include an element to pay Continue Reading
How Much Does A Personal Injury Claim Cost?
Your solicitor’s aim is to maximise the amount of compensation you receive for your injuries and other losses. The “top line” value of your claim needs to be as high as possible, but that’s not all. You also want to try to reduce the amount you will lose in having to pay legal fees from your compensation. For most people who become a personal injury client of Moray Claims / Grigor & Young, you pay nothing to us out of your compensation. In other words, you receive your damages in full, without any deduction. In a minority of cases, though, a deduction does apply. So , how much does a personal injury claim cost? And how can you minimise what you will have to pay out of your damages? As we will see, it can mean the difference between receiving 100% of your compensation and only 80% - and the reduction has nothing to do with contributory negligence. Putting it another way, how would you feel if your claim settled at £75,000 and you only received £60,000 when, Continue Reading
Your Personal Injury Claim: How Long Will It Take?
It is extremely difficult to say how long a personal injury claim will take but the factors involved are not all within the control of the other party or their insurers, despite what some people think. “I know they will probably try to drag it out for years,” is a comment we often hear from people considering making a compensation claim for injuries suffered in an accident. "They" refers to the person or organisation responsible for paying the compensation that is due – which is usually, but not always, an insurance company. Your personal injury solicitor will constantly be keeping an eye on what is the next step required in relation to your claim. At any given time, your solicitor should be able to give a best estimate of how much longer it will all take. Factors which could have an effect on the length of your claim Some things which will affect how quickly your claim can proceed to a conclusion are: How complex the case is; The severity of your Continue Reading
Will I Have To Go To Court If I Make A Personal Injury Claim?
Many people worry that, if they pursue legal action, they will have to endure the stress and hassle of a court hearing (known as a ‘Proof’, in Scotland). We get this question time and again: "Will I have to go to court if I make a personal injury claim?" Solicitors and other legal professionals are more used to the court setting, of course, though it is not stress-free for them either. We understand that the prospect of having to go through court proceedings is daunting, perhaps to the point that it may put you off the idea of making a claim entirely. Most claims settle "out of court" It is important not to get too hung up on the idea that your claim will have to “go to court”. The main reason for this is that, in the vast majority of cases, claims are settled out of court – either because it is never necessary to raise a court action at all or because the claim settles after a court action is raised but before the Proof. The parties on each side of the claim will Continue Reading