Personal injury claims in the Sheriff Court are more or less at a standstill. Though the lockdown was quite sudden when it came, in some ways, it had been predicted. Scottish Courts and Tribunal Service (SCTS) had been making positive noises about how it might be possible to keep the litigation process going by means of telephone conferencing or written submissions. However, the guidance issued for Sheriff Courts on 25 March 2020 indicated that only essential court business would proceed. For most types of civil court business – including personal injury and family law cases – the litigation process was frozen. Civil court hearings for personal injury actions scheduled for final hearings with witnesses between March and June 2020 were postponed. This applies across all Sheriff Courts, including our own local Elgin Sheriff Court. There has been criticism of the apparent slowness of the courts to adapt. Here's a report from the website of the Law Society of Continue Reading
Claiming successfully for an accident at work though you did something silly
Have you ever panicked that you have mislaid your mobile phone? And that while you are in the middle of a conversation with someone on your mobile phone? This happens to me regularly. So many things compete for our attention and so much of the activity that fills our day is done almost unconsciously, on autopilot. The repetitiveness of everyday life dulls our concentration and our short-term memories. Sometimes distractions can be a source of danger, whether that’s while you’re descending the stairs in your house or crossing the street or working on a production line. In this article we are going to concentrate on accidents at work. We will look at 3 different accident scenarios where you might think the injured employee 'should have known better' yet still claimed successfully. Firstly, we’ll look at the case of the exposed window cleaner. Then, we’ll go on to consider the case of the labourer with inappropriate footwear. Finally, we’ll go over the case of the bus Continue Reading
Prevention of needless injuries (the APIL manifesto)
How many accidents are there in the UK each year which cause injury to people? One estimate is 1.6 million – totalling up harmful incidents across workplaces, hospitals and on the roads. (There were 560,000 casualties on the roads in 2018). All of these are preventable injuries. Yet they can have permanent, life-changing consequences not just for the injury victims but also for their families. On the other side of the picture, the wrongdoer who caused the injuries – an employer, the NHS, a business, a local authority – can suffer damage to reputation as well as financial cost. Every year, the Association of Personal Injury Lawyers (APIL) hosts Injury Prevention Day. It encourages us all to think about ways we can adjust our conduct to minimise the risk of harm to others (e.g. avoiding tailgating the vehicle in front if we are driving). Everyone has a part to play in reducing accidental injuries but, for maximum effectiveness, the lead has to come from government. It is our Continue Reading
Knowing whether Legal Expenses Insurance covers you for a personal injury claim
We thought it might be helpful to analyse a clause from a legal expenses insurance (LEI) policy relating to cover for making a personal injury claim. It’s just one type of clause out of many in a LEI policy but it is a foundational one relative to personal injury claims. What is LEI? LEI is one way to insure yourself against the risk that a personal injury compensation claim you make might fail in such a way that you could be responsible for the costs (legal expenses) of your opponent. Typically, that can only happen if you get to the stage where you have to raise a court action to pursue your claim – so legal expenses insurance is insuring you against the risk of losing your claim in court. While it is possible to buy LEI as a standalone policy, most LEI policies are added to home or car insurance as an optional extra. LEI policies bought ‘before the event’ (BTE) protect policyholders in case legal action has to be brought or defended in the future. This type of policy would be Continue Reading