If you have ever fallen over, you’ll know that embarrassment is often the overwhelming feeling, at first. After a trip or slip in a public place - such as a busy supermarket, shopping centre or street – we will tend to pick ourselves up quickly and make as fast an exit as possible, even if we are hobbling on our way. An accident of this type may be a pure accident – no one’s fault but your own – such as a trip while you are walking and updating your Facebook status at the same time. Even a momentary distraction can be enough to cause a fall. On the other hand, if your fall is due to someone else’s negligence (such as the occupier of land or a local authority), you may be able to make a claim for compensation for personal injury. This article considers slip / trip accidents and why the location matters when applying the law to the circumstances and deciding whether any personal injury claim is likely to succeed. Common accident claim locations For there to be the Continue Reading
Maximising Your Personal Injury Claim’s Value
North Street, Elgin, Moray Your personal injury claim is primarily about money. It’s true that other aims are possible - and often more important than just the compensation. One example is maximising your level of recovery from injuries through rehabilitation provided as part of your claim. Another possible driver is “trying to make a point” so the negligent party takes notice and changes their practice for the future, reducing the chances someone else will be injured in the way you were. It's all about money But personal injury claims are really about financial compensation. The law tries to put you, as the injured person, back in the position you would have been if the accident had not happened – so far as that is possible in money terms. Given the emphasis on money, the aim is to maximise your damages. What are the main factors which have a bearing on how much money you receive (if any) at the end of your claim? Factor 1: Whether your claim succeeds at Continue Reading
You Didn’t Wear A Seatbelt: Can You Still Claim?
Click Clack, Front ‘n’ Back. Though there are other famous public information campaigns dating from the 1970s, seatbelt laws did not come into force in the UK until 1983. Regulations for children to wear seatbelts followed in 1989 and then for seatbelts in the rear seats in 1991. It took a while for many people to wear seatbelts regularly but now it has become the accepted norm for anyone getting into a motor vehicle. Most car manufacturers install alarm systems to alert the occupants when a seatbelt is not engaged and the vehicle is in motion. In spite of the rules, there are still some people who will not willingly wear a seatbelt and there are in fact exemptions for certain people. You will still have a claim but your compensation will be reduced If you are unfortunate enough to have suffered injury in an accident whilst not wearing your seatbelt, you will probably still be able to make a claim for personal injury. The down side is that there may Continue Reading
Work Slipping Accidents in Ice and Snow: Why Employers Must Carefully Assess Options to Reduce Risks
A recent Scottish court decision has potentially wide implications for you if you are an employer who requires your employees to work remotely in wintry conditions. It illustrates why it is important that employers keep up to date with advances in equipment technology which might make work safer, especially if the equipment is available relatively cheaply. Kennedy -v- Cordia (Services) - The Facts of the Case The injured person, Tracey Kennedy, was employed by Cordia Services as a home carer. One night in December 2010, together with a colleague, she had to visit a terminally-ill, housebound person in Crookston, Glasgow. At the time, Scotland was experiencing an extended period of wintry weather. There was snow and ice on the ground. As she walked down a path towards the house, she slipped and fell, breaking her wrist. She was wearing suede boots with a ridged sole. The boots were her own, not provided by her employer. The Legal Basis of the Claim The claim was based on Continue Reading
Not Wearing A Seatbelt: How It Can Affect Your Personal Injury Claim
General issues about contributory negligence in PI cases In many personal injury claims, though it’s clear that the accident was the fault of someone else – which means the claim should succeed - there can be arguments about whether you as the injured person should share some of the blame for the accident. This is what is referred to as contributory negligence. It is often possible to counter arguments for contributory negligence, meaning that your claim succeeds in full. It is up to the other side to prove contributory negligence applies in the circumstances rather than being up to you to prove that you did take proper care for your own safety. If contributory negligence applies, your compensation will be reduced. In our experience, across the personal injury accident spectrum, reduction rates most often tend to be in the 10% to 25% range. In other words, for example, if contributory negligence is 25% then you lose one quarter of your damages. Why the level of Continue Reading
Failure to Wear a Cycle Helmet: Can You Still Claim for Injury?
If you are involved in a road traffic accident while riding a bicycle, are you still eligible to make a claim for compensation if the accident was not your fault but you were not wearing a cycle helmet at the time? The answer is very likely ‘yes, you can still claim successfully'. The issue which arises is contributory negligence. No Legal Requirement to Wear a Cycle Helmet Unlike seatbelts in cars, there is no legal obligation to wear a cycle helmet. In theory, this would not prevent a finding of contributory negligence in any event. With seatbelt cases, the introduction of the legal requirement in the 1980s did not affect the various, fixed levels of contributory negligence that had been developed by the courts during the 1970s (and which still apply today). However, there do not seem to be any reported decisions of the courts to date in which a cyclist has had his or her compensation reduced for contributory negligence due to failure to wear a cycle helmet. The English Continue Reading
Fatal Accident Claims: Different in Scotland
On 16 July 2009, Peter McGee fell down the stairs at his home in Springburn, Glasgow. Two days later, he died in hospital as a result of complications from his injuries. His wife, Catherine, and other family members raised an action in the Court of Session against RJK Building Services Ltd, who had carried out joinery work at the property on the instructions of Glasgow City Council, Mr and Mrs McGee’s landlords. In an Opinion issued on 18 January 2013, Lord Drummond Young found that RJK were to blame for Mr McGee’s injuries and death because they had been negligent in the way they fitted a handrail on the stairs. The handrail had come loose from the wall as Mr McGee descended the stairs, causing him to fall. A lengthy marriage At the time of his death, Mr McGee was 71 years old. His wife was a few months younger than him. They had been married for 36 years. An area of personal injury law where Scotland is different Personal injury law is applied identically or Continue Reading
Contributory Negligence or Entirely Your Own Fault?
Hitting a detonator with a hammer to see what happens. Does that (bang) sound to you like a good idea? There are some situations where an injured person’s own conduct seems quite foolhardy in the circumstances and yet they have still been able to get compensation for their losses. In some situations, though, the claimant’s own conduct can be seen as such an overwhelming cause of their injury that it is taken to be the only cause having any legal effect – and the injured person in that type of case is often said to be ‘the author of their own injury’. A finding of that nature means your claim fails. In a Scottish case reported in 1957 (Donaghy –v- National Coal Board), a young miner sued his employers for damages for injuries which he suffered when he exploded a detonator by striking it with a hammer. He alleged that he had done this in the belief that, if struck sharply, a detonator would do no more than make a harmless noise. This claim did not succeed. The judge in Continue Reading
Ladder Accidents
[NOTE: This article also forms the basis of a podcast episode - "Ladder Safety Hazards" - available on this website. If you prefer to listen to this content rather than read it, please go to the podcast audio] Ladders are surprisingly dangerous. The introduction to the Health and Safety Executive’s (HSE) publication “Safe Use of Ladders and Stepladders – An Employer’s Guide” (link to PDF - download begins immediately) confirms that: “A third of all reported fall-from-height incidents involve ladders and stepladders. On average this accounts for 14 deaths and 1200 major injuries to workers each year. Many of these injuries are caused by inappropriate or incorrect use of the equipment.” There is a reported instance of someone suffering a fatal injury after losing their footing on the second rung of a ladder, falling backwards and hitting their head on the floor. Unfortunately, judges have a tendency to regard ladder use as requiring nothing more than common sense. As a Continue Reading
Child accidents: why it can be a bad idea to prejudge your chances of success
If you have been injured in an accident and you think it was partly or wholly your fault, it might discourage you from making a claim at all. You need to remember that negligence is a legal concept. Injured people who think they are legally to blame for the accident which caused their injuries are often wrong. It is always worth getting legal advice from a specialist personal injury solicitor. Where the injured person is a child, often it can appear that they have been foolhardy in their behaviour. Cases in which children have climbed onto things and fallen or otherwise hurt themselves are nothing new to the law. In a case from the year 2000, the eminent judge, Lord Hoffman, pointed out that the law appreciates that the ingenuity of children “in finding unexpected ways of doing mischief to themselves and others should never be underestimated”. Lisa Wardle made a claim against Scottish Borders Council on behalf of her nine-year-old daughter. This was after her daughter fell Continue Reading
Contributory negligence: what is it?
By definition, contributory negligence can only come into play where your claim is going to be successful. The insurance company dealing with the claim will have accepted 'primary' liability and, in doing so, they accept they have to pay you some compensation. However, they want to restrict how much they have to pay to you and contributory negligence is one way they can try to do that. It means they are saying the accident or the injuries you have suffered were partly due to your own fault. This could be because: you did not take proper care when crossing the road and that was part of the reason for you being knocked down; you tripped over something you ought to have seen, if you had been taking reasonable care; you did not wear a hard hat on a construction site and you were more seriously injured than you would have been otherwise when something fell on your head; or as per the photograph at the top of this article, you were injured due to Continue Reading