Grigor & Young LLP, Solicitors, use Moray Claims as a trading name in their business of dealing with personal injury compensation claims for clients. Grigor & Young have offices in Elgin, Forres and Buckie, Moray. Personal injury compensation claims arising from road traffic accidents are usually against insurers of the driver who was to blame for the accident. If that driver was uninsured or is untraced, the claim may be against the Motor Insurers' Bureau. Injuries resulting from road traffic accidents can happen in many different ways. If we take on your claim at G&Y, it will be via one of the following three funding methods. Legal aid Whether you qualify for legal aid depends upon your financial circumstances. If you qualify for legal aid, we will give close consideration to using that as the funding mechanism for the claim though we will also discuss with you the other options mentioned below. Note that, if your claim is successful under Continue Reading
How Grigor & Young will help you with your accident at work claim in Moray
Moray Claims is a trading name of Grigor & Young LLP, Solicitors. Grigor & Young have offices in Elgin, Forres and Buckie, Moray. Accidents at work cover a wide range of accidents. If we take on your claim at G&Y, we will do so in one of three ways. Legal aid Eligibility for legal aid will depend on your financial circumstances. If you qualify for legal aid, we will give serious consideration to using that as the funding mechanism for the claim but we will also discuss with you the other options mentioned below. Note that if your claim is successful under any form of Scottish legal aid, you will receive 100% of your compensation. The legal aid rules prevent your solicitor taking any form of Success Fee as a deduction from your compensation. "Before the event" (BTE) insurance This is a type of legal expenses insurance which you may have attached to buildings or contents insurance, for example. Many people have this type of legal expenses Continue Reading
Whiplash Claim in Scotland? Make sure you apply the right rules
In Scotland, we are used to being lumped in with England and other parts of the UK in all sorts of situations where that may be misleading or even wrong. Sometimes the law is the same in Scotland as in the rest of the UK and sometimes it’s not. Personal injury claims are usually based upon negligence of one person causing injury to another. The modern law of negligence for the UK (and much of the world) is based on the Scottish “snail in the ginger beer bottle” case of Donoghue –v- Stevenson. But some areas of personal injury law differ markedly between the jurisdictions. For example, the law relating to claims in cases of fatal accidents and payment of bereavement damages to relatives of deceased persons. Scotland has had a more ‘generous’ compensation scheme in this type of case than the rest of the UK for a long time. But one area where there has been a parting of the ways between Scotland, on the one hand, and England and Wales, on the other, has come as recently as May Continue Reading
How an “off” petrol lawnmower can still be a powered-blade injury risk
Imagine you've been cutting grass with a self-propelled rotary petrol mower - like the ones shown in various images in this article. (You don't 'push' such lawnmowers. They are propelled along by their engines). You stop the engine to adjust the height of the blade. While you're doing that, completely without warning and unexpectedly, the motor restarts of its own accord. The blade spins into action and you suffer serious injury to your hand as a result. Statistics from the USA show that there was an average of about 85,000 lawnmower-related injuries annually in the period 2005 to 2015. The most commonly injured body parts were the hand/finger (22%) followed by the lower extremities (i.e. toes) (16%). Men were more than 3 times as likely to be injured as women. The annual number of lawnmower-related injuries showed no decrease during the period 2005 to 2015. The purpose of this article is to highlight a particular risk associated with petrol-driven Continue Reading
Pedestrians and cyclists to have more priority over drivers in Highway Code changes
Walking and cycling have become more popular during the pandemic. So-called “active travel” has benefits for personal health as well as the environment. Department for Transport figures show that, over the last year, there’s been a 46% increase in the number of miles cycled on British roads. Tellingly, that’s a larger increase than in all of the previous 20 years combined. To take even one corner of Moray as an example... While the Lossiemouth - Elgin cycle path beside the A941 has been an active travel benefit for many years, the long-mooted track to connect Lossiemouth to Hopeman has only recently gained significant traction, despite years of campaigning. Now that the charitable organisation (SCIO) Laich of Moray Active Travel Routes is in existence, and with help from Sustrans, a connection between Lossiemouth and Covesea is coming. Hopefully, the final link from Covesea to Hopeman - to cover places such as the Green Road, Gordonstoun and Duffus - will not be far Continue Reading
Why keeping your personal injury claim simple (or as simple as possible) is best
“You’re ignorant. But at least you act on it.” So comments an eye-rolling Hobbes to Calvin in response to his friend’s rant about knowledge only leading to paralysis by analysis. That’s an outcome which, as a “man of action”, Calvin simply cannot afford. In other words, it’s a "simple" explanation for why Calvin will be better off not doing his homework. Calvin’s logic may be flawed but, with a personal injury claim, the simplest approach is usually the best. But can we keep things simple? In this article, we’ll consider, firstly, some of the factors that can complicate a personal injury claim. Secondly, we’ll look at complexity from the injured claimant’s perspective. And finally at “control” issues surrounding complexity: in other words, who has the power to make things simple or not? There are lots of ways a personal injury claim can become complicated. That's not a complete list by any means but it gives you a few examples of areas where complexity can Continue Reading
Road Accidents: What To Do If A Court Action Is Raised Against You
We regularly get enquiries from people who have had a court action raised against them following involvement in a road traffic accident. If you are in that situation, what should you do? The typical scenario runs like this … You’ve had an accident with another vehicle when you were driving your car. The accident was your fault. The other vehicle was damaged or written off and the other driver was injured. Hopefully, you had comprehensive insurance and so your own vehicle will have been repaired or replaced by your insurers. They may also have told you they have settled the other party’s claim – by paying for the repair or replacement of their vehicle. Months later, out of the blue, you receive an Initial Writ or Summons (depending on whether the action against you is in the Sheriff Court or the Court of Session). This can be a startling experience, especially if the action is served on you by a Sheriff Officer or Messengers at Arms. The other driver – or maybe a passenger in that Continue Reading
When being even 10 per cent to blame for your own injury is too much
“Can I buy or sell a house without a solicitor?” Grigor & Young have newspaper cuttings books back to the 19th century, and that’s how one cutting from the mid-1980s is headlined. The body text continues: “In theory, you can do much of the work yourself. In theory, you can also remove your own appendix – given a sharp knife, a reliable textbook and a bit of practice.” Seth Godin picked up on this theme of expertise in a post on his daily blog. He asked: “Okay, how hard can it be? (to be an expert). Actually, it might be very hard. Actually, expertise has value. Actually, just because someone said it on the internet doesn’t mean it’s true. Or useful.” What’s the chance you’d be able to do such conveyancing or (especially) surgery yourself? Limited, you would think. Less than 10%? Less than 1%? And a small chance is what you would expect to have, in general, if you were hoping to overturn a finding of 10% contributory negligence in a personal injury Continue Reading
Pocket that phone and help prevent needless injuries on the roads
It does not look the sort of road you would expect to see a pedestrian try to cross. Other than at traffic lights. Or using a bridge or underpass. Viewed through the dashcam of the slow-moving car in queuing traffic, we can see it’s an urban environment. The road has 4 lanes in each direction (we’re in the 3rd lane). A continuous concrete barrier about 4 feet high forms the central reservation. A young woman steps off the pavement to our left and begins crossing from left to right – for her, crossing the first half of the road. She’s on her mobile. She’s holding it up to her right ear. We can see her left hand gesturing as she chats. The field of view is distorted by the wide angle lens of the dashcam – it makes things look further away than they are in fact. As the woman crosses in front of our vehicle, she bows slightly to thank us for making room for her to pass through. The outside lane to our right has been empty throughout the 8 seconds or so since she Continue Reading
What PPE duties do employers have?
How bad for you is 37 grammes of saturated fat? According to recommendations from the US Department of Agriculture (USDA) in 1992, a normal diet should contain no more than 20 grammes of saturated fat per day. Do you have any idea what 37 grammes of saturated fat looks like? USDA research found that a typical medium-sized bag of film theatre popcorn contained that much saturated fat. But unless you’re a nutritionist, the bare quantity '37g' might not be too great in convincing you of the riskiness of your movie-time snack. Instead, USDA got their message across by highlighting the other foods which taken together would contain the same dosage of artery-clogging fat as the apparently innocent between-meals filler - A Big Mac with chips, plusA bacon and eggs breakfast, plusA steak supper with all the trimmings, equals37g of saturated fat. The scientific analysis of the popcorn amounted to a risk assessment. USDA needed to get the hazardous results across to the Continue Reading
Personal Injury Claims True or False Quiz
Here are 12 questions about personal injury claims in Scotland. There are some local, Moray elements thrown in too. This covers things like: At the end, we'll tell you your score and the answers. Should have any questions at all, please get in touch with us. All enquiries are free of charge and without obligation. See the article HERE, if you want to understand more about what will actually happen if you get in touch with us about making a personal injury compensation claim in Moray. Continue Reading
Claiming successfully for an accident at work though you did something silly
Have you ever panicked that you have mislaid your mobile phone? And that while you are in the middle of a conversation with someone on your mobile phone? This happens to me regularly. So many things compete for our attention and so much of the activity that fills our day is done almost unconsciously, on autopilot. The repetitiveness of everyday life dulls our concentration and our short-term memories. Sometimes distractions can be a source of danger, whether that’s while you’re descending the stairs in your house or crossing the street or working on a production line. In this article we are going to concentrate on accidents at work. We will look at 3 different accident scenarios where you might think the injured employee 'should have known better' yet still claimed successfully. Firstly, we’ll look at the case of the exposed window cleaner. Then, we’ll go on to consider the case of the labourer with inappropriate footwear. Finally, we’ll go over the case of the bus Continue Reading
