If you have been injured in an accident and are making a claim for compensation, your solicitor needs as much information as possible about your injuries and their consequences so that the full extent of your claim is understood and you can be properly compensated. Most solicitors specialising in personal injury work will have a system of questionnaires or standardised questions to make sure, as far as possible, that no issues are left unexplored. We hope that, by highlighting the following matters, it will help you to understand the sort of issues which could be crucial in your particular circumstances. The injury questions to answer so you maximise the value of your claim will be different in each case. It is unlikely that all of the questions will be relevant to you, but many of them will be. We hope that at least one or two of them might make you think about things you had not considered before now. Injury questions Do you still have any pain or discomfort or have Continue Reading
Articles from our blog on the Claims Process
Below are articles from our blog which relate to the topic of the Claims Process.
Please also see our main page on the Claims Process
Should you settle a personal injury claim without getting legal advice?
We would advise anyone who has been injured in an accident to get specialist legal advice as soon as possible. Economics alone suggest that you cannot rely on an insurance company to give you a fair deal, if you choose to handle your claim yourself. (Their primary duty is to their shareholders, not to you). Unfortunately, there are all sorts of other potential conflicts of interest for third party insurers as well. Only an independent, specialist solicitor will be truly on your side and hold your best interests as paramount. If you live in Moray or have suffered a personal injury accident in Moray, we can help with advice on a possible personal injury claim. We’ll help you directly if that's what is in your best interests. We will refer you on elsewhere if we think that’s a better option for you. Our main aim is to make sure everyone with a valid claim gets access to the justice they deserve through the solicitor who is best-placed to help them – in terms of experience, Continue Reading
3 Non-Financial Benefits of a Personal Injury Claim
What are the non-financial benefits of a personal injury claim? Personal injury claims are about compensation for loss. The law measures that loss in money terms, even though some losses cannot easily be valued financially. It’s straightforward to work out the wages you’ve lost from being off work as a result of your accident. Well, it is compared to valuing your injuries. And how can you put a fair value on a broken arm, let alone the death of a relative, anyway? In making a personal injury claim, money may not be the most important factor for you. For some people, it’s of no importance at all. The law looks at personal injury claims in terms of money but there are non-financial benefits associated with personal injury claims and it is worth considering them. They might be what persuade you to proceed with a claim where, otherwise, you might decide not to bother. Better understanding of your injuries, present state of recovery and prognosis In cases of serious injury, Continue Reading
How much compensation for a needlestick injury?
“I had finished cleaning the floor and was just doing a final check before going for my break. I noticed I had missed some scrunched up toilet paper lying on the floor in one of the cubicles. As I picked the papers up with my right hand, I suddenly felt a burning pain between my index finger and my thumb. When I looked at my hand, I could see there was a needle which had pierced my skin there. It must have been hidden in the bundle. I was stunned and felt physically sick. I was so shocked I had to sit down for 10 minutes until I got my wits back.” Needlestick injuries are one type of “sharps” injury. A sharps injury happens when a needle, blade (e.g. a scalpel) or other medical instrument penetrates the skin. It's a frightening injury because even a pinprick can have such significant consequences for your health. Who is at risk? This type of injury is an occupational hazard if you work in the health or social care sector, especially for those who directly handle sharps. In our Continue Reading
How Long Do I Have To Make A Personal Injury Claim?
I recently had to travel to a family funeral in Germany with my wife. We flew with KLM from Aberdeen to Cologne via Amsterdam. On the way there, we had one hour in Amsterdam Airport to catch our connecting flight. From previous experience, we knew this might be a problem. Schiphol is a sprawling airport. It is designed as a central hub with “spokes” going off from the centre and, on each spoke, there are up to 30 Gates. Gates with low numbers are close to the central hub and Gates with higher numbers are further out. On arrival at Amsterdam, we were on time. The aircraft’s parking stance was at Gate C18 and we understood we had to get to Gate D4. “C” and “D” are two different spokes, so we would have to get from one Gate to the other via the hub. When we checked the departure boards, we found that the departure Gate had been changed to D28. Travelator walkways on the spokes help to speed you on your way but, at the hub, we had to go through Security again and there Continue Reading
Making A Claim For A Motorcycle Accident in Moray
You get an amazing feeling of freedom when you ride a motorcycle. You have the opportunity to enjoy the freshness and beauty of the countryside without being cooped up in a car. We are lucky to live in such a beautiful part of the world as Moray and come the Spring, and more reliable road conditions, motorcyclists are to be found everywhere from the A96 to the smallest back road. Along with the pleasure of motorcycle riding, however, comes the risk of an accident. The most recent statistics show an increase in accidents involving more vulnerable vehicles, such as bicycles and motorcycles, which is a concern. If you have an accident while out on your motorcycle and suffer injury, how do you go about making a claim? Personal injury damages The most important claim is for compensation for your injuries. Motorcyclists are very exposed if there is any sort of collision and, as a result, injuries tend to be multiple, severe and, often, life-changing. We have experience Continue Reading
Should I Settle My Accident Injury Claim Directly With The Insurance Company?
If you have been hurt as the result of an accident, it is likely that the third party’s insurance company will contact you directly. You will probably have exchanged personal details with the other party to the accident and that information will be passed on to the other insurers if the accident is reported to them by their customer. Insurers have recognised this as a great opportunity to “get in first”. Where the insurance company for the other party sees that the accident is likely to be the fault of their insured, if they move swiftly, they can get to you before you are in touch with your own insurers. The “prize” as far as they are concerned is the chance to offer money to settle any personal injury claim you might have - before you have had time to get proper legal advice and intimate the claim. Third party capture There are different terms for this procedure, depending on your point of view. Solicitors who represent the interests of injury victims refer to it as Continue Reading
Bicycle Accident in Moray – How To Claim For Personal Injury
If you do any amount of cycling, you will probably have had a near miss or two. Cyclists are vulnerable road users and the risk is always there of an accident or collision with a car, lorry or even another cyclist. Moray has a few designated cycle paths, notably the tracks between Elgin and RAF Lossiemouth and between Forres and Findhorn. However, on numerous minor roads in Moray, the national speed limit is combined with narrow carriageways and restricted visibility. Add to this the ever-increasing volume of traffic on our roads and you can see why an increasing number of cyclists are falling victim to injury as the result of a bicycle accident in Moray. If you are a cyclist unlucky enough to be injured in an accident, you may choose to make a personal injury claim so you can receive compensation for your injuries and other losses. It is likely that your bike will be damaged, possibly beyond economic repair, and you will want any compensation to include an element to pay Continue Reading
What Can I Claim Personal Injury Compensation For?
The answer to the question "What can I claim personal injury compensation for?" is something which is bound to influence you in deciding whether or not it is even worth your while bothering with a claim at all. If you are injured in an accident and need to make a claim for compensation, there are various possible elements which can make up your claim as a whole. We tend to refer to these as “heads of claim”. Also note that, in this context, “damages” is another word for “compensation”. The way to think about it is that any loss you have suffered as a result of your accident can probably be compensated. Here is a list of some of the most common elements found in personal injury claims. Your pain and suffering The level of compensation you get for your injuries is calculated on a sliding scale. So, the more serious and long-lasting your injuries, the greater the amount of compensation you will receive. Multiple injuries will increase the value of the claim here, though Continue Reading
2 Ways Exaggeration of Injuries Can Damage Your Personal Injury Claim
Exaggerating your symptoms from injuries can damage your chances of claiming compensation Serious injuries can lead to permanent restrictions in things like your ability to work, to care for yourself and others close to you, or enjoy your hobbies. If that is what you claim following an accident, you need to realise it’s likely that all aspects of your life will end up under the microscope. Exaggeration of injuries can damage your personal injury claim. How will you be found out? Your life: nothing hidden You will be shadowed and put under video surveillance. Private investigators will stake out your home. You could be filmed in your garden, getting into and out of your car or doing the shopping. A prime time for observation is when you have to go and see any medical expert appointed by the insurers: they know exactly where you will be and at what times on that particular day. Surveillance cameras may be hand held, mounted in vehicles or in holdalls carried by Continue Reading
Maximising Your Personal Injury Claim’s Value
North Street, Elgin, Moray Your personal injury claim is primarily about money. It’s true that other aims are possible - and often more important than just the compensation. One example is maximising your level of recovery from injuries through rehabilitation provided as part of your claim. Another possible driver is “trying to make a point” so the negligent party takes notice and changes their practice for the future, reducing the chances someone else will be injured in the way you were. It's all about money But personal injury claims are really about financial compensation. The law tries to put you, as the injured person, back in the position you would have been if the accident had not happened – so far as that is possible in money terms. Given the emphasis on money, the aim is to maximise your damages. What are the main factors which have a bearing on how much money you receive (if any) at the end of your claim? Factor 1: Whether your claim succeeds at Continue Reading
How much compensation will you get for a whiplash injury?
Photograph: "Spines" by Nicky Mack Whiplash injuries to the upper spine can range widely in severity. From neck stiffness lasting for a day or two, the symptoms can extend to pain and restriction of movement which persists for months or even years. We have posted on this Blog previously about the “classic” whiplash accident mechanism – usually a road traffic accident involving a rear end shunt. Whiplash remains a controversial injury, which has become a bit of a political football. Because there are no physical signs associated with whiplash symptoms – such as would show up on x-rays or other scans – exaggeration and fabrication of claims is always a possibility. Likely claim value is a factor in deciding whether a claim is worth it or not If you are considering making a whiplash claim, you will be wondering how much your claim is going to be worth. It is reasonable to consider this, as you will want to weigh up whether it is going to be worth the time and Continue Reading